Top 10: Financial Data Aggregation Tools

With financial data aggregation tools, finance industry workers can access all forms of the consumer financial data needed to inform insightful decision-making and help companies bring products to market faster.

Financial data aggregators act as key infrastructure when it comes to modern digital finance. By transforming traditional financial systems, they consolidate accounts, debts and investments under one roof.

In doing so, they have turned private consumer data into an integral part of fintech innovation, security and institutional control.

This week, we look at 10 financial data aggregation services that are most commonly used by major financial institutions across the globe.

10. Bloomberg Professional Services

CEO: Vlad Kliatchko
Founded: 1981

Bloomberg Professional Services provides users with a digital hub that can transform unstructured market data into coherent and strategic insight.

By combining multi-asset pricing, exhaustive fundamentals and real-time exchange feeds into one pane, the platform serves as a single source of market oversight.

At a time of fragmented liquidity, this aggregation platform allows investors to price risk and precisely execute all financial strategies.

9. Yodlee

CEO: Farouk Ferchichi
Founded: 1999

Yodlee – which was acquired by STG in 2025 – aims to connect data, activate insights and drive growth for users across all areas of financial services.

By aggregating more than 20,000 global sources via secure APIs and direct links, Yodlee bridges banks, lenders and fintech experts with great efficiency.

The enterprise-grade aggregation platform can transform raw data into actionable insights, ultimately empowering companies to personalise wealth management, assess credit and accelerate financial experiences.

8. Mastercard Open Banking

CEO: Michael Miebach
Founded: 2000

Mastercard Open Banking serves as a digital conduit, consolidating bank repositories into secure and real-time intelligence.

By connecting API calls across thousands of institutions worldwide, the platform turns siloed banking accounts into diverse intelligence streams.

Mastercard’s platform eliminates friction by granting businesses real-time visibility to optimise cash flow, streamline customer onboarding and drive smarter credit underwriting.

7. MX

CEO: Ryan Caldwell
Founded: 2010

MX Technologies allows consumers to convert financial data to growth in deposits, loans, cards and wellness.

Rather than pulling balances from across institutions, the platform categorises and enriches raw transactions into structured intelligence that can be utilised immediately.

By prioritising tokenised Open Finance connectivity, the MX platform helps lenders and banks transform disparate consumer data into personalised guidance and sustainable growth.

6. Plaid

CEO: Zachary Perret
Founded: 2012

Plaid is currently one of the biggest names in European financial services.

The platform consolidates fragmented data across thousands of institutions, housing payments, onboarding, lending and financial data all under one roof.

Providing users with access to more than 12,000 banks, Plaid provides global infrastructure and local expertise to personal and business accounts across 20 countries worldwide.

5. Tink

CEO: Daniel Kjellén
Founded: 2012

Tink – owned by Visa – aims to provide users with a payment service that offers data enrichment on a global scale.

Uniting more than 3,400 financial institutions under a single API, Tink serves as a cornerstone of the European open banking sector.

With real-time account balances, ownership verification and data enrichment, the platform enables fintechs and banks across Europe to deliver financial insights at scale.

4. TrueLayer

CEO: Francesco Simoneschi
Founded: 2016

TrueLayer aims to help merchants future-proof payment tech options and bring operational costs down.

The open banking platform powers account-to-account transactions across Europe and the UK and enables businesses to bypass traditional card networks, cutting transaction fees and eliminating card fraud.

It also helps reduce checkout friction through direct bank transfers, authenticated via biometric banking apps.

3. Codat

CEO: Peter Lord
Founded: 2017

Codat provides API infrastructure and financial data intelligence to banks, lenders and fintechs that are connecting with their business customers’ accounting, banking, ERP and commerce software.

The platform transforms ERP data into forward-looking insights to strengthen client relationships, reveal new growth opportunities and enhance decision-making.

With Codat, clients can digitally deliver critical supplier enablement data to the platform to realise efficiency gains and greater cost savings.

2. Yapily

CEO: Stefano Vaccino
Founded: 2017

Yapily enables businesses, financial institutions and developers to build programmable payments and financial services directly on top of bank accounts.

The platform allows clients to build agent-ready financial products that run on predefined rules and real-time insights taken from consented data.

Users can also explore Yapily Docs, a feature designed so AI coding agents can connect directly and look up endpoints, request parameters and integration guidance on demand.

1. Akoya

CEO: Paul LaRusso
Founded: 2020

Akoya is an open finance data access network that bridges the gap between financial institutions and fintech apps and data aggregators. Compared to traditional data aggregators that rely on screen-scraping, Akoya uses 100% API-driven, consented consumer data sharing.

The platform aims to help institutions stay in control of how their data moves and who has access to it. With Akoya, fintechs and aggregators can get secure, reliable access to data through a single connection, reaching more than 4,500 institutions worldwide.